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Serving Buyers & Sellers in Columbia County, NY

102 Main Street, Jefferson, NY 12093 (MLS# 20260475)


$1,300,000
102 Main Street
Jefferson, NY 12093
MLS# 20260475
5 beds  |  8 baths  |  5429 sqft

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Property Description
Welcome to The Mill Pond House & Inn - a rare opportunity to own a historic waterfront residence offering extraordinary live/work flexibility in the heart of Jefferson, NY. Originally built in 1879 as a working grain and saw mill, this landmark property was meticulously restored in 2018 with every system rebuilt from the studs out, blending historic authenticity with modern comfort and infrastructure. Today, the property offers the scale and character of a grand private residence while retaining remarkable versatility for those seeking a lifestyle property, retreat, or income-producing opportunity. Set along the scenic Mill Pond, the property offers tranquil water views, a private waterfall, and a charming walking path that encircles the pond - creating a peaceful and picturesque setting rarely found in the Catskills. The main level offers expansive gathering spaces that translate beautifully to residential living. The former dining and event areas provide dramatic entertaining rooms, studio or gallery space, or the potential for large open-concept living areas. Multiple seating areas, fireplaces, and flexible rooms allow for effortless adaptation into a spacious private home, family compound, artist retreat, or wellness destination. Outdoor living is equally impressive. A sweeping deck overlooks the pond, offering exceptional space for dining, entertaining, or simply enjoying the calming water views and surrounding landscape. The second floor currently offers five private suites, each with its own full bath, providing an ideal layout for guest accommodations, extended family living, or continued boutique hospitality use. A dedicated service and laundry space supports both residential or income-generating configurations. The detached Carriage House adds another exceptional layer of flexibility. Currently outfitted with a wood/gas pizza oven and bar, the structure easily lends itself to use as a guest house, studio, workshop, event barn, or creative space. With ample parking spaces and Jefferson's rare no-zoning designation, the property allows unparalleled freedom of use. Owners may choose to enjoy the property purely as a private waterfront residence, operate a boutique inn, create a live/work compound, or explore hospitality, retreat, or event-based ventures. Located in the historic Village of Jefferson - recently added to the National Register of Historic Places - the property is ideally positioned near year-round Catskills recreation including skiing, hiking, and easy access to Cooperstown, making it a natural destination for both personal enjoyment and potential guest accommodations. Additional adjacent 50 acre developable land parcel as well as ''the Parsonage House'' available for interested parties as a separate offering. Historic, adaptable, and deeply rooted in Catskills heritage, The Mill Pond House & Inn offers a once-in-a-generation opportunity to create a truly unique lifestyle property.

Details
Documents
Contract Information
Listing Agreement: Exclusive Right To Sell
Owner Name: David Savatteri Joan Powers
Occupant Type: Vacant
Occupant Name: *** NEW LISTING ***
Lease Considered YN: No
Current Price: $1,300,000
Original List Price: 1300000
List Price: $1,300,000
Status: Active
Listing Contract Date: 2026-02-04
Property Sub Type: Single Family Residence
Location, Tax, and Legal
911 Address: 102 Main St
Township: Jefferson
School District: Jefferson
General Tax: 5008
School Tax: 4795
Tax Annual Amount: 9803
Assessors Full Market Value: 404170
Tax Assessed Value: 161668
Tax Legal Description: 433600 168.-1-9
Parcel Number: 433600 168.-1-9
Tax Lot: 168
Tax Block: 1
Tax Exemptions YN: No
Zoning: none
Directions: 28 N to County Hwy 6 in Bovina Center (9.7 mi) Continue on County Hwy 6. Take Bovina Center-South Kortright Rd to NY-10 N 9.7 mi) right on NY 10 N continue N Harpersfield Rd Property on left
General Property Information
Bathrooms Half: 3
Above Grade Finished Area: 5429
Below Grade Finished Area: 0
Lot Size Acres: 6.6
New Construction YN: No
Garage YN: No
Waterfront YN: Yes
Water Body Name: Mill Pond
Sign On Property YN: No
Basement YN: Yes
List Price/SqFt: 239.45
Bedrooms Total: 5
Bathrooms Total: 8
Bathrooms Full: 5
Living Area: 5429
Year Built: 1879
Remarks and Miscellaneous
Public Remarks: Welcome to The Mill Pond House & Inn - a rare opportunity to own a historic waterfront residence offering extraordinary live/work flexibility in the heart of Jefferson, NY. Originally built in 1879 as a working grain and saw mill, this landmark property was meticulously restored in 2018 with every system rebuilt from the studs out, blending historic authenticity with modern comfort and infrastructure. Today, the property offers the scale and character of a grand private residence while retaining remarkable versatility for those seeking a lifestyle property, retreat, or income-producing opportunity. Set along the scenic Mill Pond, the property offers tranquil water views, a private waterfall, and a charming walking path that encircles the pond - creating a peaceful and picturesque setting rarely found in the Catskills. The main level offers expansive gathering spaces that translate beautifully to residential living. The former dining and event areas provide dramatic entertaining rooms, studio or gallery space, or the potential for large open-concept living areas. Multiple seating areas, fireplaces, and flexible rooms allow for effortless adaptation into a spacious private home, family compound, artist retreat, or wellness destination. Outdoor living is equally impressive. A sweeping deck overlooks the pond, offering exceptional space for dining, entertaining, or simply enjoying the calming water views and surrounding landscape. The second floor currently offers five private suites, each with its own full bath, providing an ideal layout for guest accommodations, extended family living, or continued boutique hospitality use. A dedicated service and laundry space supports both residential or income-generating configurations. The detached Carriage House adds another exceptional layer of flexibility. Currently outfitted with a wood/gas pizza oven and bar, the structure easily lends itself to use as a guest house, studio, workshop, event barn, or creative space. With ample parking spaces and Jefferson's rare no-zoning designation, the property allows unparalleled freedom of use. Owners may choose to enjoy the property purely as a private waterfront residence, operate a boutique inn, create a live/work compound, or explore hospitality, retreat, or event-based ventures. Located in the historic Village of Jefferson - recently added to the National Register of Historic Places - the property is ideally positioned near year-round Catskills recreation including skiing, hiking, and easy access to Cooperstown, making it a natural destination for both personal enjoyment and potential guest accommodations. Additional adjacent 50 acre developable land parcel as well as ''the Parsonage House'' available for interested parties as a separate offering. Historic, adaptable, and deeply rooted in Catskills heritage, The Mill Pond House & Inn offers a once-in-a-generation opportunity to create a truly unique lifestyle property.
Status Change Information
Status Change Timestamp: 2026-02-05
Major Change Timestamp: 2026-02-05T21:59:25Z
Major Change Type: New Listing
Appliances
Dishwasher: 1
Free-Standing Gas Range: 1
Free-Standing Refrigerator: 1
Freezer: 1
Ice Maker: 1
Range Hood: 1
Washer/Dryer: 1
Other: 1
Architectural Style
Other: 1
Basement
Finished: 1
Partial: 1
Book Information
Liber/Book: 1043
Page: 66
Section: 168
Flooring
Tile: 1
Wood: 1
Heating
Baseboard: 1
Forced Air: 1
Propane: 1
Radiant: 1
Interior Features
Beamed Ceilings: 1
Built-in Features: 1
Entrance Foyer: 1
High Speed Internet: 1
Land Details
Water Rights YN: Yes
Laundry Features
Laundry Room: 1
Levels
Two: 1
Listing Terms
Cash: 1
Conventional: 1
Lot Features
Gentle Sloping: 1
Landscaped: 1
Views: 1
Waterfall: 1
Other Equipment
Other: 1
Other Structures
Outdoor Kitchen: 1
Pavillion: 1
Parking Features
Additional Parking: 1
Patio And Porch Features
Awning(s): 1
Covered: 1
Deck: 1
Patio: 1
Porch: 1
Rear Porch: 1
Screened: 1
Side Porch: 1
Terrace: 1
Possession
Close Of Escrow: 1
Road Frontage Type
County Road: 1
Roof
Asphalt: 1
Membrane: 1
Sewer
Septic Tank: 1
View
Mountain(s): 1
Pond: 1
Water: 1
Water Source
Well: 1
Waterfront Features
Pond: 1
Showing Requirements
Call Listing Agent: 1
Showing Information
Showing Attended YN: Yes
Location Tax and Legal
Street Number: 102
Street Name: Main
Street Suffix: Street
County: Schoharie
State: NY
Zip Code: 12093
Town (Taxable): Jefferson
Property Features
Appliances: Dishwasher; Free-Standing Gas Range; Free-Standing Refrigerator; Freezer; Ice Maker; Range Hood; Washer/Dryer; Other
Architectural Style: Other
Basement: Finished; Partial
Flooring: Tile; Wood
Heating: Baseboard; Forced Air; Propane; Radiant
Interior Features: Beamed Ceilings; Built-in Features; Entrance Foyer; High Speed Internet
Laundry Features: Laundry Room
Levels: Two
Listing Terms: Cash; Conventional
Lot Features: Gentle Sloping; Landscaped; Views; Waterfall
Other Equipment: Other
Other Structures: Outdoor Kitchen; Pavillion
Parking Features: Additional Parking
Patio And Porch Features: Awning(s); Covered; Deck; Patio; Porch; Rear Porch; Screened; Side Porch; Terrace
Possession: Close Of Escrow
Road Frontage Type: County Road
Roof: Asphalt; Membrane
Sewer: Septic Tank
View: Mountain(s); Pond; Water
Water Source: Well
Waterfront Features: Pond
Showing Requirements: Call Listing Agent

Listing Courtesy of The Catskill Dream Team
Listing Agent: Katherine Keys

Information deemed reliable but not guaranteed.